No money moves on trust alone
Both sides agree before funds lock
Release is controlled — not automatic
Every deal creates permanent proof
The problem
Buyers send money and never hear back.
Sellers do the work and never get paid.
There's no agreement on what “done” actually means.
Disputes become he-said-she-said with no evidence.
There's no record of what was agreed.
Most problems don't come from bad people. They come from bad agreements.
The solution
Funds are locked before work begins. The buyer can't just disappear.
The seller knows the money exists. No more chasing invoices.
Approval conditions define exactly what counts as done.
Every message, revision, and action is logged to the deal record.
A permanent TrustProof receipt is created when the deal closes.
Everything is clear. Nothing is left to interpretation.
How it works
Create the deal
The seller defines the title, description, amount, and approval conditions. What does done look like? It's written down before a cent moves.
Set the terms
Revision limits, delivery dates, and milestone breakdowns are agreed upfront. No room for scope creep or misremembering.
Buyer funds the deal
The buyer receives a deal link and pays. Funds are secured via payment partners immediately. The seller can now start.
Work gets delivered
The seller submits a delivery — notes, links, and proof of completion — directly through TownPay.
Buyer confirms or revises
The buyer approves delivery and releases funds, or requests a revision within the agreed limit. If there's an issue, both sides can communicate and resolve it within the deal.
TrustProof is created
Once funds are released, a permanent cryptographic receipt is generated. Both parties have verifiable proof the deal was completed.
Why it's different
Control, not custody
TownPay controls the release logic — not the funds. Funds are secured via licensed payment partners. We tell them when to release. You tell us.
No arbitration
TownPay doesn't decide who's right. Funds are only released based on the terms both parties agreed to — or when both sides confirm.
Built for real online work
Not built for sending money to friends. Built for deals: defined scope, agreed terms, verified delivery, and permanent proof of completion.
Example deal
Website Build — Acme Corp
4 milestones · 2 revisions per milestone · 7-day auto-release
$10,000
Funded
Discovery & wireframes
$1,500
ReleasedDesign mockups
$2,500
ReleasedDevelopment
$4,500
In escrowTesting & launch
$1,500
PendingThe buyer funded the full $10,000 upfront — secured via payment partners. Each milestone releases only when approved. The seller can't release funds early. The buyer can't pull funds without a dispute. Both sides are protected by the terms they agreed to.
Legal clarity
What TownPay actually does
We provide a structured payment agreement system that defines and enforces the terms both parties agreed to.
Funds are secured via licensed payment partners — not held by TownPay.
TownPay controls the release logic and instructs payment partners when to disburse.
We do not take custody of funds, provide legal advice, or adjudicate disputes.
Your deal terms are the agreement. TownPay enforces them automatically.
Pricing
1.5% per transaction. No monthly fees. No setup costs. No hidden charges.